Home Loans
Construction Loans
Building or undertaking a major renovation? A construction loan releases funds in stages as the work progresses, so you only pay interest on what has actually been drawn.
Construction finance works differently to a standard home loan. Rather than advancing the full amount at settlement, the lender releases funds against progress payments — typically at slab, frame, lock-up, fit-out and completion. You pay interest only on the balance drawn, which keeps costs down while the build is underway.
The structure matters as much as the rate. We work through your builder's contract, the progress payment schedule and your contingency, then match you with lenders who are comfortable with your build type — whether that's a knock-down rebuild, a custom design or a structural renovation.
We stay across the valuation and the drawdown process with you, so nothing stalls between stages because a form was missed.
What we look after for you
Reviewing your building contract and progress payment schedule
Matching you to lenders who accept your build type
Coordinating valuations and progress payment inspections
Managing drawdowns so your build never stalls on finance
Talk to a broker about this
Every situation is different. Tell us what you're trying to do and we'll come back with a straight answer — free, and with no obligation.