Commercial Loans
Commercial Property Construction
Finance for building or substantially redeveloping commercial premises — structured around progress payments and your business's cashflow.
Commercial construction finance is a specialist area. Lenders assess the project itself — the plans, the builder, the contract, the end value — alongside the borrower's capacity. It is a materially different assessment to buying an established commercial property.
Funding is released against progress, so the facility needs to be structured around your builder's payment schedule. We work through the feasibility, the pre-sales or pre-lease position if applicable, and the end valuation, then approach lenders who lend against that specific project type.
Timing matters more here than in most lending. Construction finance has to be in place before work starts, and delays are expensive — so we start early and keep the process moving.
What we look after for you
Reviewing feasibility, plans and the building contract
Identifying lenders suited to your project type
Structuring progress payments around the build schedule
Managing valuations and drawdowns through to completion
Talk to a broker about this
Every situation is different. Tell us what you're trying to do and we'll come back with a straight answer — free, and with no obligation.